Missed your Initial Enrollment Period last year? If you’re eligible for Medicare, you may still be able to sign up for Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) during the General Enrollment Period.
The General Enrollment Period runs from January 1 to March 31, for coverage starting July 1. You can apply for Medicare Part A and/or Part B now if both of these apply:
Visit Medicare.gov to learn more about sign up periods.
Note: In most cases, if you don’t sign up for Medicare Part B when you’re first eligible, you may have to pay a late enrollment penalty.
For individual help with Medicare details call for a HICAP appointment with a registered counselor in your community.
The Centers for Medicare and Medicaid Services (CMS) issued new rules that limit enrollment and
disenrollment from Medicare Advantage and Part D prescription drug plans. The new rules went into effect on January 1, 2019.
Prior to 2019, dual eligibles receiving both MediCal and Medicare, as well as Low Income Subsidy (LIS) beneficiaries, had a continuous Special Enrollment Period (SEP)–known as the LIS SEP–that allowed them to enroll or disenroll from a Medicare Advantage plan or Part D prescription drug plan monthly.
Another great resource to keep an out on in case you're approached by scammers:
Jumpstart Black Friday and Cyber Monday shopping by adding us Senior Advocacy Services as your recipient of Amazon Smile. It's easy to do, and can help donate to our important work supporting older adults.
Starting with your Amazon.com account then change the URL to smile.amazon.com. You may be asked to sign in again. Near the top left of the page, below the search bar, there will be a heading saying 'Supporting: _________' with the name of a non-profit.
When you click or hover over the down-pointing triangle, a pop-up with show up where to the right of the title of the beneficiary you can click on the word 'change.' This ill open a new page with a charity spotlight, and below is a search field to pick your own charity. Type in 'Senior Advocacy Services' and you will find us with the Petaluma, CA location. Click Select, and you are done, a summary page will pop-up with your personal smile history and the option to add smile as your bookmark.
Shop Away in the Smile site and 0.5% of purchases benefit our important work. Thank you for your support.
With the arrival of the holidays, the scammers have come up with yet another ruse to get you to click on an attachments and expose your computer and network to malware. DO NOT CLICK ON ATTACHMENTS. They may look like emails from someone you know, but pay attention to the actual mailto: address and you will see it's spam (red arrow).
The Wall Street Journal has released it's list of 2018 best books on aging well. Holiday reading anyone?
Lear more about Long Term Care Ombudsman with this video from our colleagues in Texas.
CMS has extended equitable relief through September 30, 2019 and modified the eligibility criteria to make the relief available to certain individuals who were dually enrolled in both Medicare Part A and coverage through the Health Insurance Exchange. Individuals who meet the eligibility criteria can request the relief at any time through Social Security.
Some beneficiaries did not disenroll from the Exchange upon turning age 65 or they were advised incorrectly. When they attempt to enroll in Part B, there are penalties. This relief gives them an SEP to enroll correctly at any time without penalty.